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With 2019 fast approaching, you may want to take a few moments to review your health insurance policy. Are you leaving money on the table? Traditionally, less than five percent of people with insurance use the money that has been allotted to them via their policy. So are you one of the 95% that still has money to spend? Let’s take a look at how you can maximize your dental insurance. It may be worth a call to the dentist Manteca residents turn to for their Cosmetic Dentistry and Family Dentistry needs.
Understanding your Policy
If you are like the majority, you struggle to understand your full policy. Luckily most HR departments are very helpful in explaining what your deductible is as well as how your benefits can be used. You can also call our Manteca dentist office to see how we can help you maximize your dental insurance benefits. It is important to understand that insurance policies differ. However, depending on your health needs, certain procedures may be covered like crowns or dentures. Most often, policies include two dental visits per year as well X-Rays and fluoride treatments. Talk with us about any restorative dental procedures that you may need, and don’t forget about any health savings funds you might have.
Understanding your Network
Insurance companies work to establish a network of Manteca dentists and doctors that are convenient for your needs. Call your insurance company to determine if we are in your network. Even if we aren’t in your network, you may be surprised to find that you can still be covered for certain procedures at our office. By working with your provider and our office, you’ll ensure that you are receiving the best coverage of care available to you.
The Advantages of Oral Care
When you hear ‘insurance benefits,’ you often think of doctor’s offices and your overall health. If your policy is coming to an end soon, remember that the condition of your oral health truly affects your body’s health. Bad oral hygiene routines are linked to various health issues that can lead to strokes and a heart attack. Care for your teeth and oral health so that your overall health stays in check.
We know that insurance policies and health benefits are difficult to interpret at times. However, answers are only a phone call away. Find our contact information on our website or Facebook page. Learn how you can maximize your FSA or HSA plans and make the most of what’s owed to you before the end of the year.